The homesteading movement is becoming immensely popular. It’s not too surprising — the lifestyle can be very appealing. If you’re curious about the ins and outs of buying and owning a homestead, this overview of the pros and cons is…
Mortgage rates are more flexible than you might think. While rates are largely based on your credit score, down payment, and other risk factors, you can also manipulate them with things called discount points and credits. With these tools, you…
Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made by the Federal Housing Finance…
If you’re getting ready to purchase or sell a Sacramento home, you’ve probably considered working with a real estate agent. These professionals have specialized knowledge not just about the buying and selling process but also about what to expect in…
The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations are focused on improving energy…
Divorce can complicate things — especially for couples who own a home together. Even if both spouses agree on what to do with the house, there's still the issue of what to do about the shared mortgage loan. Every relationship…
Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few life goals that’s just as common today as it was 50…
Repairing or replacing your roof can be a big investment. As a homeowner, it’s natural to want to wait until the time is right to get the most out of your roof’s lifespan. As a buyer, knowing if a home…
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking yourself if you can afford a Sacramento mortgage at all! There are…
If you have been shopping around for different mortgage options around Sacramento, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down…
