Navigating Homeownership: Know Your Needs
You may think that the first step to buying a Sacramento home is to make an offer. While that is an exciting milestone, there are plenty of things you need to consider and do before you are ready to sign…
How to Save For a Sacramento Down Payment
It might seem like it will be costly to purchase a home, and you might think that you will have a considerable down payment. Oftentimes, because people think that they cannot afford their down payment, they’re forced to keep renting.…
What Credit Score Do I Need to Buy a Home Around Sacramento?
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher score will result in more favorable loan terms, such as a higher loan amount or lower interest rate.…
How Does a Sacramento Mortgage Work Anyway?
If you plan to purchase a home around Sacramento, you have probably started to research the best mortgage options to make the most of your money. When looking at your home purchase, you have to consider both the actual cost…
Walkability – How Walkable is Your Neighborhood?
Homeowners with an eye to sell their home may be hearing words like walkability. But was does it mean and how does it apply to your situation? While it isn’t a big factor with all buyers or all situations, it…
Building Up Your Credit
If you are getting ready to buy a Sacramento house in the next few years, taking time to build your credit is a great way to get the best rates and keep your costs down. Here are a few steps…
Questions for Your Sacramento Real Estate Agent
Getting ready to buy or sell a Sacramento home? You are probably working with your Sacramento real estate agent or considering reaching out to one for their expertise and guidance. Here are a few questions to help you find the…
4 Great Moving Tips for a New Sacramento Homeowner
Getting ready to move to a Sacramento home? This is a fun and exciting time, especially if you are moving into your first home. It can also be stressful and a lot of work. Here are some thoughtful moving tips…
Getting Pre-Approved for a Sacramento Home Loan
If you are starting your home search as a serious buyer, you want to consider getting pre-approved for a home loan. It requires a bit of work upfront but can streamline the process and make purchasing your home that much…
How Does Escrow Work in Sacramento?
When you set up your Sacramento mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest, taxes, and insurance. All these items combine to create one payment that goes directly…
