Mortgage rates are more flexible than you might think. While rates are largely based on your credit score, down payment, and other risk factors, you can also manipulate them with things called discount points and credits. With these tools, you…
As you get ready to buy a Sacramento home, there are a lot of terms to know. One of the first that you will come across is Earnest Money Deposit. What is this part of the real estate deal and…
Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made by the Federal Housing Finance…
Thinking about selling your Sacramento home? While each local area can vary (and a great real estate agent can help you learn about the specific trends in your community), there are a few times each year when home sales tend…
You may think that the first step to buying a Sacramento home is to make an offer. While that is an exciting milestone, there are plenty of things you need to consider and do before you are ready to sign…
If you’re getting ready to purchase or sell a Sacramento home, you’ve probably considered working with a real estate agent. These professionals have specialized knowledge not just about the buying and selling process but also about what to expect in…
The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations are focused on improving energy…
As spring blossoms and breathes new life into our surroundings, it’s the perfect opportunity to rejuvenate our homes. Whether you’re interested in tackling a modest decluttering project or embarking on a more substantial transformation, we’ve gathered a variety of ideas…
It might seem like it will be costly to purchase a home, and you might think that you will have a considerable down payment. Oftentimes, because people think that they cannot afford their down payment, they’re forced to keep renting…
Divorce can complicate things — especially for couples who own a home together. Even if both spouses agree on what to do with the house, there's still the issue of what to do about the shared mortgage loan. Every relationship…
