You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your own or buying a family…
Updating or renovating your house is a great way to add value to your Sacramento home. Projects can range from small things you can DIY in one weekend, such as painting a room or adding a backsplash. Other projects may…
If home ownership in Sacramento is still a distant dream for you, don’t worry and don’t give up. Saving money for a down payment is often one of the hardest steps. Depending on the type of mortgage you plan to…
The most common type of mortgage that new Sacramento homeowners take out is a fixed rate mortgage. If you are shopping for a new home and talking to lenders, chances are you have gone over the options for a fixed…
Is building healthy lifestyle habits one of your new year’s resolutions for 2022? There’s no time like now to set up your space for success. One of the first places you can upgrade is right in your own garage! 3…
If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for helping you improve your current home or even buying a new…
2021 saw many people looking to buy a home outside of major urban areas. As more and more people embraced working from home (some even opting for this set up permanently), homes that could support both personal and professional life…
Getting ready to buy a house in Sacramento? You may have talked to your lender about a few different options for financing. If you’ve heard of the Adjustable Rate Mortgage, you may be wondering if it is a good choice…
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate and the long-term costs of…
It can be easy for your garage to turn into an abyss of old junk, extra boxes destined for the already-full recycle bin, and off-season decorations. But here are a few great reasons to use this space efficiently and effectively…
