Understanding and Using the FHA Loan in Sacramento
If you are looking to buy a Sacramento home in a rural area and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you. What is the FHA Loan? The…
Mortgage for the Self-Employed
If you are self-employed, there are a few extra considerations that you need to keep in mind if you have homeownership in or around Sacramento as a future goal. While the path may have a few extra steps, there are…
The Pros and Cons of a 20% Down Payment
It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why 20% is the recommended amount, but that doesn’t mean it is…
Why Do Some Buyers in Sacramento Offer Above Asking Price?
With the housing market so hot over the past few years, many buyers near Sacramento are offering above the seller’s asking price. Why would they do that? What can a buyer gain by offering above asking price for a home?…
How to Become a Loan Officer in Sacramento
If you want to get more involved in a real estate career, you may have considered becoming a loan officer in Sacramento. For those who like to work with buyers to get into the perfect home, becoming a loan officer…
Spring Cleaning Tips for Your Sacramento Home
Spring is springing in many areas of the United States and with warmer temperatures come some extra chores and household jobs that will keep your home in great shape. To help with these additional chores, we've compiled a list of…
What Is a VA Loan?
If you are a military member or Veteran considering buying a home in Sacramento, you have probably heard the term VA Loan tossed around by your real estate agent or lender. This mortgage option can help military members, their families,…
Is it Time To Rent or Buy in Sacramento?
With the Sacramento housing market in constant change, you may be wondering if this is the right time to rent a home or buy a home? Try considering these scenarios to decide if you are ready to buy or if…
How Do I Apply for a Sacramento Mortgage?
Once you start the homebuying process on a Sacramento mortgage, it can seem like an endless stream of paperwork to get to closing. Fortunately, there are plenty of people to help keep things clear along the way. Your real estate…
What Areas are “Hot” in Real Estate?
Going into 2022, many potential home buyers and real estate investors are watching certain cities to find the best buys. Many factors impact housing prices, including job creation and growth in the area, population growth, and others. Some areas grow…
