One of the most-asked questions in the real estate market this year (especially in Sacramento) is whether to rent or buy a home. While the answer will be different for everyone and every situation, there are a few pros and…
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For example, these were the average…
People looking to buy a home have been seeing prices increase and supply dwindle to almost nothing in some areas. But local real estate agents and their clients are beginning to see things turn around in some parts. Does this…
If you are getting ready for home ownership in Sacramento, CA, you have probably taken a good long look at your personal finances. Having a great credit score can be helpful when qualifying for a mortgage. If yours is less…
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No matter what your next financial…
Whether you have just closed on a new home purchase in Sacramento or are trying to get years of homeowner documents in order, knowing what to keep and what to get rid of is key. Before you shred any old…
There’s no denying that today’s housing market is expensive. With prices increasing dramatically in the past few years, many potential homebuyers are left wondering if they’ll ever be able to afford to purchase a home. Here are some ways that…
With warmer weather here, now is a great time to take care of maintenance around your Sacramento home and yard. Take care of summer home maintenance to stay cool and happy for the entire fun season. Keep Cool Inside If…
Renting is often easier and simpler than owning a home. But you should still keep certain documents on hand to make the process smoother, especially in case of emergency. Here are a few key records to keep accessible. Rental Documents…
Your mortgage costs aren’t always set in stone. If you want to reduce your monthly payments or lower your long-term costs, there are several options for you to explore. While methods may vary depending on your loan type, financial profile…
