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Does an FHA Loan Require PMI?

If you have been shopping around for different mortgage options around Sacramento, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down…

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When You Should (Not) Refinance

Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can be an unnecessary effort or…

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