Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made by the Federal Housing Finance…
You may think that the first step to buying a Sacramento home is to make an offer. While that is an exciting milestone, there are plenty of things you need to consider and do before you are ready to sign…
If you’re getting ready to purchase or sell a Sacramento home, you’ve probably considered working with a real estate agent. These professionals have specialized knowledge not just about the buying and selling process but also about what to expect in…
The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations are focused on improving energy…
As spring blossoms and breathes new life into our surroundings, it’s the perfect opportunity to rejuvenate our homes. Whether you’re interested in tackling a modest decluttering project or embarking on a more substantial transformation, we’ve gathered a variety of ideas…
It might seem like it will be costly to purchase a home, and you might think that you will have a considerable down payment. Oftentimes, because people think that they cannot afford their down payment, they’re forced to keep renting…
Divorce can complicate things — especially for couples who own a home together. Even if both spouses agree on what to do with the house, there's still the issue of what to do about the shared mortgage loan. Every relationship…
Have too much stuff cluttering your home? Here are a few helpful tips to make your home more storage-friendly, even in a small space. 4 Helpful Tips for Storing Stuff As A Homeowner Use Vertical Space One of the best…
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher score will result in more favorable loan terms, such as a higher loan amount or lower interest rate…
Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few life goals that’s just as common today as it was 50…
