Are you interested in moving to a rural or less populated area? The U.S. Department of Agriculture offers a loan specifically made for homebuyers who want to purchase in these areas and meet certain other criteria. Read on to find…
Is your Landlord selling your Sacramento home? In a seller’s real estate market, many tenants are finding themselves on the hunt for a new place to live once their landlord decides to put their house on the market. While some…
For many people, the upfront cost of buying a home feels like the biggest hurdle, and that’s understandable. After all, having a solid down payment is important. Not only can it lower your monthly and long-term costs as a homeowner,…
Many homeowners have flocked to the suburbs in 2020 and 2021. While cities used to have major appeal to young professionals and established families alike, many are turning to the ample space, top-rated schools, and affordability that the suburbs can…
Relocating to a new area or looking for a new home? Ask yourself these questions to decide if it’s the right time to rent or buy as you begin a new chapter. Do I have steady income? If you aren’t…
With home prices skyrocketing, there’s been a lot of speculation lately. Are we in a bubble? Will the housing market crash? Will home values come plummeting to the ground again? Fortunately, those concerns are largely unfounded. Most economists agree that…
Extra rooms can quickly turn into catch-alls. You move in, and suddenly that space ends up full of holiday decorations, old school projects and the extra chair you can’t find anywhere else to place. But is that the best use…
Refinancing can be a great way to save money and reduce your monthly payment — especially with interest rates as low as they’ve been recently. But what does that process actually look like? In most cases, refinancing is similar to…
Summer is here, and it’s the perfect time to spend some time outdoors. You could have some friends or family over, dine out on the patio or simply take in an evening under the stars and connect with nature. But…
If you have a mortgage (or are in the process of getting one), then you’ve probably heard the term “amortization” before. Put simply, amortization is the act of spreading your loan balance out into equal payments over a set period.…
