What Is a Fixed Rate Mortgage?
The most common type of mortgage that new Sacramento homeowners take out is a fixed rate mortgage. If you are shopping for a new home and talking to lenders, chances are you have gone over the options for a fixed…
3 Garage Upgrade Ideas for Your New Year’s Resolution
Is building healthy lifestyle habits one of your new year’s resolutions for 2022? There’s no time like now to set up your space for success. One of the first places you can upgrade is right in your own garage! 3…
Buyer or Owner? How a Refund Can Help
If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for helping you improve your current home or even buying a new…
What You Can Expect From the Sacramento Real Estate Market in 2022
2021 saw many people looking to buy a home outside of major urban areas. As more and more people embraced working from home (some even opting for this set up permanently), homes that could support both personal and professional life…
What Is an Adjustable Rate Mortgage?
Getting ready to buy a house in Sacramento? You may have talked to your lender about a few different options for financing. If you’ve heard of the Adjustable Rate Mortgage, you may be wondering if it is a good choice…
Your Debt-to-Income Ratio Calculation
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate and the long-term costs of…
Why Your Garage Might Be the Best Part of Your Sacramento Home
It can be easy for your garage to turn into an abyss of old junk, extra boxes destined for the already-full recycle bin, and off-season decorations. But here are a few great reasons to use this space efficiently and effectively…
Buying and Selling A Sacramento House During the Holidays
It can be hard to time the real estate market, but if you are getting ready to buy or sell a Sacramento house during the holiday season, here are a few things to consider during the process. Buying and…
Do you want to upgrade your bathroom?
Upgrading your bathroom can improve your home’s value and, when it comes time to sell, even increase its marketability. And there’s more good news: You don’t have to spend much money to do it. Though a full-scale remodel comes with…
4 Great Questions to Ask Your Home Mortgage Lender
If you are searching for a home in or around Sacramento, one of the first people you will talk to is a lender. The loan officer is the representative who will work with you to secure the loan for your…
