Your mortgage costs aren’t always set in stone. If you want to reduce your monthly payments or lower your long-term costs, there are several options for you to explore. While methods may vary depending on your loan type, financial profile…
Summer is almost here! In many parts of the United States, this means hot weather, sunny days, and time off from work or school. To make the most of your Sacramento home this summer, consider investing time or money in…
If you have ever bought or sold a home, chances are you worked with a real estate agent. These professionals take a licensing exam and provide knowledge about the home buying and selling process. From taking you to see potential…
Home equity is a powerful tool. You can leverage it to pay for repairs or other personal expenses, or alternatively, it can increase your profits should you ever decide to sell. Most homeowners have already gained serious equity in the…
Looking to make the most out of your tax return this year? If that’s you and you aren’t sure what to do with it, here are a few ideas for those who are homeowners. Put It Towards Principal If you…
Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than many people think. But there are ways to help improve your…
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a house in Sacramento. Personal goals and circumstances also play a big role. We’ve listed all of the things…
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Purchasing a Sacramento home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few…
Getting ready to sell your home? You may have a long list of projects that you want to tackle to get top dollar for your house. Staging your Sacramento home can add expense but may be some of the biggest…
