Looking to make the most out of your tax return this year? If that’s you and you aren’t sure what to do with it, here are a few ideas for those who are homeowners. Put It Towards Principal If you…
Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than many people think. But there are ways to help improve your…
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a house in Sacramento. Personal goals and circumstances also play a big role. We’ve listed all of the things…
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Purchasing a Sacramento home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few…
Getting ready to sell your home? You may have a long list of projects that you want to tackle to get top dollar for your house. Staging your Sacramento home can add expense but may be some of the biggest…
The Sacramento housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and renters looking for a new home. If you are struggling to find housing in today’s market, here are a…
If you are looking to buy a Sacramento home in a rural area and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you. What is the FHA Loan? The…
If you are self-employed, there are a few extra considerations that you need to keep in mind if you have homeownership in or around Sacramento as a future goal. While the path may have a few extra steps, there are…
It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why 20% is the recommended amount, but that doesn’t mean it is…
