It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why 20% is the recommended amount, but that doesn’t mean it is…
You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your own or buying a family…
If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for helping you improve your current home or even buying a new…
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate and the long-term costs of…
Upgrading your bathroom can improve your home’s value and, when it comes time to sell, even increase its marketability. And there’s more good news: You don’t have to spend much money to do it. Though a full-scale remodel comes with…
Buying a home is a huge life goal for many people — and for good reason. For one, homeownership means putting down roots. You get a place that’s all your own — one that you can build your life around.…
When you’re buying a house, finding a great property is only part of the equation. Another big component is finding a great neighborhood. The truth is, your neighborhood will play a key role in your journey — and happiness —…
Whether it’s your first time buying a home or it’s just been a while, there’s a chance you might need some help along the way. Fortunately, if you’re a first-timer — or if you haven’t owned a home in at…
It’s officially National Preparedness Month, and that means it’s time to think about protecting yourself — and your property. One of the best ways to do this is to safeguard your property against water damage, which can occur due to…
Whether you’re buying a new home you’d like to stay in for the long haul or updating the home you already have and love, universal design can ensure the property is accessible to all — including those with limited mobility,…
