Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few life goals that’s just as common today as it was 50…
Repairing or replacing your roof can be a big investment. As a homeowner, it’s natural to want to wait until the time is right to get the most out of your roof’s lifespan. As a buyer, knowing if a home…
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking yourself if you can afford a Sacramento mortgage at all! There are…
If you have been shopping around for different mortgage options around Sacramento, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down…
Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can be an unnecessary effort or…
For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to buy a specific house or make a home cost more. Fortunately, finding out if a property has a lien against…
When you start researching to buy a home, you’ll see the terms “mortgage prequalification” and “mortgage preapproval” thrown around a lot. While they sound similar, they aren’t the same — and they serve different purposes in your homebuying journey. Thinking…
Is there a difference between the right house for your current situation versus your ideal home for life? There’s usually a big difference for most buyers, and it’s a good idea to consider both options carefully. When deciding between a…
Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment? You most certainly can. However, there are some limitations and a few bases you’ll need to cover…
There are lots of creative ways to afford a home, but house hacking might be one of the most interesting on paper. Not only does this investment strategy have generations of practical use behind it, but digital advancements in the…
