An assumable mortgage can be an attractive and lesser-known alternative mortgage option for homebuyers. They offer a unique opportunity for buyers to take over the existing mortgage terms from the seller, potentially saving them time and money. But how do…
As technology continues to revolutionize every aspect of our lives, it comes as no surprise that our homes are also becoming smarter. In fact, many smart home technologies are transforming the way we interact with our living spaces and improving…
Homeownership is a significant milestone in many people's lives. It's not just about finding the perfect house; it's also about ensuring that your finances are in order to support this long-term commitment. This newsletter will help guide you through some…
Homeownership is an ongoing adventure. For both rental properties and primary residences, do-it-yourself projects can be a great way to maximize your home’s value without breaking the bank. Whether you're looking to renovate your kitchen, revamp your backyard or create…
The homesteading movement is becoming immensely popular. It’s not too surprising — the lifestyle can be very appealing. If you’re curious about the ins and outs of buying and owning a homestead, this overview of the pros and cons is…
Mortgage rates are more flexible than you might think. While rates are largely based on your credit score, down payment, and other risk factors, you can also manipulate them with things called discount points and credits. With these tools, you…
Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made by the Federal Housing Finance…
If you’re getting ready to purchase or sell a Sacramento home, you’ve probably considered working with a real estate agent. These professionals have specialized knowledge not just about the buying and selling process but also about what to expect in…
The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations are focused on improving energy…
Divorce can complicate things — especially for couples who own a home together. Even if both spouses agree on what to do with the house, there's still the issue of what to do about the shared mortgage loan. Every relationship…
