When applying for a mortgage, it’s important to understand the difference between conforming and nonconforming loans. Conforming loans offer more protections and could save you money long-term. Nonconforming loans are more accessible, offer larger loan amounts and carry a wider…
Along with the holidays come social gatherings, home cooking and elaborate decorative displays. But the season also comes with an uptick in house fires and other fire-related safety incidents. While cooking is the leading cause of house fires, holiday decorations…
In today's competitive seller's market where housing options are limited, you've taken the proactive step of securing a mortgage preapproval as you embark on your journey to purchase a new home. However, there’s something important to keep in mind: Your…
When you purchased your home, it felt like a dream come true. Now, it feels like you’re waking up to a not-so-rosy reality. Why is that so? You may be outgrowing your home. As a household’s size, preferences and priorities…
Congratulations on your new home! As a new Sacramento homeowner, you have the opportunity to not only make your space comfortable and inviting but also to make it energy-efficient. Energy efficiency not only reduces your carbon footprint but also saves…
Congratulations on your new Sacramento home! Becoming a homeowner is an exciting milestone, but it also comes with a list of responsibilities. To ensure your transition into your new abode is as smooth as possible, here are some essential tasks…
Settling into a new home goes beyond just unpacking boxes — it's about adapting to a different space, embracing a new community and establishing fresh routines. The initial months can sometimes feel daunting, especially if your surroundings are unfamiliar and…
In today’s challenging housing market, the allure of purchasing a foreclosed Sacramento home at a lower cost can be irresistibly enticing. After all, who wouldn’t want to snag a property for a fraction of its market value? However, before you…
A common dilemma that many potential Sacramento homebuyers face: determining how much house they truly need. In a world where “bigger is better” has often been the prevailing sentiment, it’s essential to consider your specific needs and financial goals before…
Securing a mortgage is a significant step in the Sacramento home buying journey, and avoiding common mistakes during the application process is essential for a smooth approval experience. As a mortgage professional, I’m here to share valuable insights on the…
