Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For example, these were the average…
People looking to buy a home have been seeing prices increase and supply dwindle to almost nothing in some areas. But local real estate agents and their clients are beginning to see things turn around in some parts. Does this…
If you are getting ready for home ownership in Sacramento, CA, you have probably taken a good long look at your personal finances. Having a great credit score can be helpful when qualifying for a mortgage. If yours is less…
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No matter what your next financial…
Whether you have just closed on a new home purchase in Sacramento or are trying to get years of homeowner documents in order, knowing what to keep and what to get rid of is key. Before you shred any old…
There’s no denying that today’s housing market is expensive. With prices increasing dramatically in the past few years, many potential homebuyers are left wondering if they’ll ever be able to afford to purchase a home. Here are some ways that…
